All Credit Histories Welcome

Choose your credit limit:

£ 500
  • £ 100
  • £ 200
  • £ 300
  • £ 400
  • £ 500
  • £ 600
  • £ 700
  • £ 800
  • £ 900
  • £ 1000
  • £ 1100
  • £ 1200
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  • £ 1400
  • £ 1500
  • £ 1600
  • £ 1700
  • £ 1800
  • £ 1900
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  • £ 2100
  • £ 2200
  • £ 2300
  • £ 2400
  • £ 2500
  • £ 3000
  • £ 3500
  • £ 4000
  • £ 4500
  • £ 5000

Representative 1192% APR (variable). Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

If you’re looking for loans with no guarantor, you should be aware that no loan product is designed specifically for those with a low score, but our lenders will not automatically reject an application because of it.

What’s more, they do not require a guarantor, so you could still borrow money without having to burden a friend or family member.

Here’s how it works.

All Applications Fairly Assessed

A guarantor is somebody who agrees to take on your loan should you fail to pay it back. Some lenders will require a guarantor if your credit check reveals a particularly low score.

Our lenders do not!

Note: As a loan matching service we do not carry out any credit checks ourselves, rather we take the time and hassle out of applying with lenders individually by tapping you in to a network of a hundred or more ‘no guarantor lenders.’

They believe everyone deserves a fair chance at getting a loan without relying on others. That doesn’t mean there will be no credit check at all, but it does mean your income level, employment status and other information will also be considered before they make their final decision.

If we are able to match you with a lender (which only takes a few minutes), you will get an instant decision and an offer as close to the amount you requested as possible.

While we cannot promise so called ‘guaranteed loans,’ as long as you are over 18, a UK resident, with a stable income, you stand a good chance of being matched and approved.

That’s right, and you can improve your credit score in the process.

Rebuild Your Credit Score with No Guarantor

Banks, lenders and other institutions will often consider giving loans to people with bad credit if they get somebody else to agree to take on the responsibility should they fail to repay. None of the lenders in our network require you to have a guarantor and there is no collateral required either.

As long as you are over the age of 18, have a verifiable source of income and reside in the UK, you are free to request a loan through our service.

Thought there was more to it?

Cover Any Situation with Unsecured Personal Loans

You can borrow flexible amounts between £100 and £5,000, helping you to solve a variety of financial problems over the short term or long term. The minimum term is just 1 month, but you can also borrow for 12 months or as long as 18 months; repaying in fixed monthly installments.

These are unsecured personal loans and you will not be asked what you require the money for. Perhaps you are facing a budget oversight this month or you have urgent home repairs to carry out – our lenders offer the flexibility you need.

Money in an Emergency with Same Day Deposit

As long as you apply within the working week and all of your information can be verified, any lender you match with will aim to begin the deposit process the same day. Most users can expect to see the money in their account the very next working day.

This is a perfect solution if you are in an emergency and need cash quick.

Time Saving Application Process

Not only do we save you time by passing your details through a large network of lenders, but the whole process can be completed online – no standing in queues at the bank, filling out physical forms or waiting days for the process to be completed.

You will know onscreen if we have matched you with a lender and you will be made an offer right away.

You will also be provided with all the details you need (such as the repayment schedule and interest rate) before you digitally sign the contract. You are under no obligation to accept an offer and can walk away at any time and reapply later. If you do this however, you are not guaranteed the same terms the second time around.

Get a No Guarantor Loan!

Submit your details now and you could see the funds today!

Just tell us your personal details, the amount you need and for how long, income and employment info, and the bank the lender should make the deposit to – then breathe a sigh of relief.

WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
UkLoanCity.co.uk is a broker, not a lender, and does not make credit decisions.