£1000 Loan

Choose your credit limit:

£ 500
  • £ 100
  • £ 200
  • £ 300
  • £ 400
  • £ 500
  • £ 600
  • £ 700
  • £ 800
  • £ 900
  • £ 1000
  • £ 1100
  • £ 1200
  • £ 1300
  • £ 1400
  • £ 1500
  • £ 1600
  • £ 1700
  • £ 1800
  • £ 1900
  • £ 2000
  • £ 2100
  • £ 2200
  • £ 2300
  • £ 2400
  • £ 2500
  • £ 3000
  • £ 3500
  • £ 4000
  • £ 4500
  • £ 5000

Representative 1192% APR (variable). Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

Need a 1000 pound loan but have been frustrated by the bank or other traditional lenders? We know how you feel, that’s why we’ve partnered with a large network of online lenders who could get you the cash today!

We explain how to borrow £1,000 over 12 months or other flexible terms, based on your own situation, with no guarantor required.

Simply pull up our loan request form, fill out a few simple fields, and we’ll do the hard work for you.

Read on to find out more.

£1000 Loan and terms to meet your needs

Whether you’re facing an unforeseen household bill, need to get the car fixed, make an upfront purchase or even consolidate existing debt, our lenders commonly issue £1,000 loans over 12 months.

They can also offer between £100 and £5,000, for terms of 1 to 36 months, depending on your individual situation.

The choice is yours – simply select the amount and duration you desire when submitting your details and we will try to match you with an appropriate lender. If a lender makes you an offer, this will usually match your choice, but could vary slightly depending on their automatic assessment of your application.

Of course, you are not obliged to accept any offer and can walk away before signing the contract. The full terms and conditions (including the amount issued, interest rate and repayment schedule) will be provided to you when the offer is made, so you will never face hidden terms or charges.

No Hoops to jump through to Apply

If you’re over 18, a resident of the UK and are gainfully employed, you are free to use our service and apply with a lender. The only other requirement is a bank account in your name so the funds can be deposited and the repayments debited.

A Solution for All Borrowers

Applying for loans with bad credit can be an uphill battle. Traditional lenders like banks are prone to reject you automatically with a low score, and applying with lender after lender can harm your score even further due to ‘searches’ noted on your report.

The good news: our loan matching service streamlines applications by passing your details through a large network of lenders using a single online form. You never have to apply one by one again.

What’s more, while we cannot promise no credit check from the lender, they will not automatically reject you based on your score alone.

What this means is their approval calculation will assess your overall situation, including your income and employment status before making a final decision onscreen.

Get Money Now

With UKLoanCity there is no waiting in queues or filling out physical forms. The entire process can be completed online with any device with a browser.

This means you could see the money in your account as soon as the next business day.

Competitive Interest Rates

UKLoanCity cannot guarantee low interest and because we refer you to lenders (we don’t lend ourselves), we also are not privy to any offer made to you.

However because we work with a large network they generally offer competitive APRs.

The exact rate you receive will depend on the amount you borrow, the term of the loan and your personal information.

For example a £1000 loan over 12 months will generally have a lower interest rate than a £1000 loan over 3 months.

Check out our How It Works and FAQ pages for further details on interest rates. Generally APR falls anywhere between 48.9% APR and 1304% APR.

Get a £1,000 Loan Fast

Get started now and if you’re matched with a lender you could see the funds in your account soon!

WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
UkLoanCity.co.uk is a broker, not a lender, and does not make credit decisions.